From the comments

It sounds like you can easily get a generous Geithner Gift. Just pay a million for toxic waste worth a thousand.

Find a friend who has has toxic waste worth a thousand. Give him $150,000 of your own money and a $850,000 Geithner Gift (uh, sorry, loan).

Strangely enough, the waste isn’t worth a million. What a surprise. The government cruelly seizes the waste. How sad. But you and your friend can find consolation in the $849,000.

Please tell me I’ve misunderstood the plan.